Испания для пенсионеров-экспатов

Spain for expat retirees


Spain is a country rich in history, culture and tradition. It has long attracted retirees from all over the world with its warm climate, quality medicine and friendly people. Regardless of your financial situation, in Spain you can find a corner for a comfortable retirement life. In this article, we will tell you about the advantages of living in this wonderful country for expat retirees of different incomes and give recommendations for successful adaptation.

1. For low-income pensioners

  • Housing: Small towns and villages offer affordable housing for rent or purchase. These areas also offer a unique immersion experience in traditional Spanish culture.
  • Medicine: Spain’s public medical system provides quality services at affordable prices. Many medical centres are located in the centre of cities, making them easily accessible.
  • Lifestyle: Living in smaller communities allows you to enjoy the tranquillity, nature and local culture. It is also a great opportunity to learn the language by interacting with the locals.

2. For middle-income pensioners

  • Housing: In larger cities such as Valencia, Málaga or Seville, you can find comfortable flats in the centre or close to the beach. These cities offer a variety of cultural activities and entertainment.
  • Medicine: In addition to public medicine, it is possible to go to private clinics that offer high quality services.
  • Lifestyle: Spain offers many cultural events, mid-range restaurants, theatres, museums and opportunities to travel around the country.

3. For retirees with high incomes

  • Housing: Luxury villas on the coast such as the Costa Brava, Marbella or Ibiza, or penthouses in the centre of Barcelona or Madrid. These properties offer the highest standard of comfort and luxury.
  • Medical: High-class private clinics with the best specialists and personalised care for each patient.
  • Lifestyle: Luxury restaurants, private yacht clubs, golf clubs, spas and other premium entertainment.

4. Cultural Heritage

Regardless of your budget, Spain offers a rich cultural heritage. From historical monuments such as the Alhambra in Granada to world museums such as the Prado in Madrid.


Spain is a country that can offer a comfortable retirement life for people of all income levels. From laid-back countryside life to coastal luxury, everyone will find something special to enjoy here. If you are considering a retirement move, be sure to consider Spain on your list!

Note: It is advisable to do detailed research and consult with property and migration experts before deciding to move.

График роста инвестирования в недвижимость в Испании

Property trends in Spain for 2023

After one of the best years in history, Spanish property is showing signs of slowing down towards the end of 2022. In September, for example, 57,333 properties were sold in Spain, which is 6.9% more than last year. This is the best result since 2007. However, analysts point to this as a change from the double-digit gains seen in previous months and see it as a slowdown, not a sharp decline.

Cities and regions

The capital of Spain and one of the leading financial centers in Europe. Madrid attracts investors due to its cultural heritage, high quality of life and stable growth in property prices.


The largest port and the second largest city in Spain. Barcelona is known for its architecture, art and tourism, making it an attractive place to invest in residential and commercial real estate.


The third largest city in Spain, Valencia attracts investors with its beaches, culture and scientific institutions. The real estate market here continues to grow, especially in the short-term rental sector.


Seville, the capital of Andalusia, is known for its history and culture. The real estate market here is stable, with good investment opportunities in residential properties and hotels.


Bilbao is the industrial and cultural center of Northern Spain. The city attracts investors with its museums, architecture and strong growth in the commercial real estate sector.


Malaga is a popular tourist city in southern Spain. Investors are finding opportunities here in the short-term rental and holiday home sector. In the 3rd quarter of this year, 10,919 transactions were made on the Costa del Sol, which increases the annual total to 41,898, an increase of 39.6%.


Granada is known for its university and historical monuments. The city offers investors opportunities in the student housing and tourism sector.

Zaragoza, Cordoba, Toledo and Cadiz

These cities also offer unique opportunities for investors, including cultural monuments, tourist attractions and a stable real estate market.

Forecasts for 2023

  • Sales: Analysts predict that there will be fewer real estate transactions in Spain in 2023. After an expected 600,000 this year, there will be around 550,000 next year.
  • Prices: Latest data points to an 8% increase in property prices this year. On the Costa del Sol, prices rose 11% YoY to Q3, with resale prices rising 13.5%. However, prices are expected to fall by 1-3% in 2023.
  • Inflation: The Bank of Spain forecasts Spanish inflation to halve next year and expects it to be around 4.4%, half the current rate.

Practical advice for potential buyers

  1. Define your needs: Understanding what you are looking for in real estate will help you narrow down your search and save time.
  2. Research the market: Understanding current prices and trends in your area of interest will help you make an informed decision.
  3. Hire a Local Agent: A local real estate agent knows the market and can help you find the best deals.
  4. Check legal aspects: Make sure you have all the necessary documents and permits before making a purchase.
  5. Consider financing: If you’re considering taking out a mortgage, research your options ahead of time so you have the best terms.
  6. Visit the property live: If possible, visit the property live to make sure it meets your expectations.
  7. Get a valuation: Having a professional valuation can help you make sure the price is in line with market value.
  8. Plan for the future: Review your long-term plans and make sure the property you choose fits your future needs.

У нас есть широкий выбор недвижимости, от вилл в Пенискола до квартир в Валенсии. Мы также предлагаем такие услуги, как помощь в получении визы в Испанию и открытие банковского счета.

Пенискола — отличное место для инвестиций в недвижимость. Это красивый курорт с потрясающими пляжами и знаменитым замком тамплиеров, который использовался для съемок шестого сезона «Игры престолов». Он также удобно расположен всего в 150 км от Валенсии и в 230 км от Барселоны.

Пенискола является идеальным местом для семейного отдыха, так как предлагает всю необходимую инфраструктуру для постоянного проживания или регулярного отдыха. С Inmofeldi вы можете быть уверены, что получите лучший сервис с момента прибытия в Испанию и до момента переезда в новый дом.

Если вы ищете место, которое можно назвать домом, свяжитесь с Inmofeldi и получите бесплатную консультацию у одного из наших специалистов. Мы будем рады помочь вам найти дом вашей мечты в Испании.

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