property taxes

Изображение показывает процесс покупки недвижимости в Испании, Изображение показывает различные налоги при покупке недвижимости в Испании.

Features of taxation when buying property in different regions of Spain

Property Taxes in Spain: Regional Differences to Know

In Spain, when buying a resale property, a property transfer tax (Impuesto sobre Transmisiones Patrimoniales, ITP) is levied. The rate of this tax varies from region to region and can range from 6% to 10% of the property value. This means that when buying a property worth 200,000 euros in Madrid, you will pay 12,000 euros ITP, while in Catalonia the tax will be 20,000 euros.

Value Added Tax (IVA) when buying property in Spain

When buying a new property in Spain, a value added tax (Impuesto sobre el Valor Añadido, IVA) is charged. This tax is 10% of the value of real estate in all regions of the country. However, when buying land or commercial real estate, the IVA rate can be as high as 21%. This means that when you buy a new apartment worth 300,000 euros, you will pay 30,000 euros IVA.

Tax on legal acts (AJD) in Spain

When buying a new property in Spain, there is also a tax on legal acts (Actos Jurídicos Documentados, AJD). This tax varies from region to region and usually ranges from 0.5% to 1.5% of the value of the property. This means that when you buy a new €300,000 apartment in Madrid, you will pay between €1,500 and €4,500 AJD.

Local taxes when buying property in Spain

In addition to national taxes, property buyers in Spain may also be subject to local taxes. For example, many municipalities levy a tax on the increase in the value of land on the sale of real estate (Plusvalía Municipal). The amount of this tax depends on the location of the property and the duration of its ownership.


When buying property in Spain, it is important to take into account all potential tax liabilities. It is recommended that you contact a professional tax advisor or real estate agent to make sure you are fully aware of all the taxes that you will have to pay. Remember that proper planning and understanding of tax laws can help you save money and avoid unpleasant surprises down the road.

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Key Responsibilities and Post-Purchase Services

Owning property in Spain is a dream come true for many. However, it is important to understand that once you become a property owner, you also have certain responsibilities and maintenance tasks to perform. In this article, we will guide you through the main post-purchase responsibilities to ensure that your Spanish property remains in optimal condition and retains its value. Let’s dive in!

Regular inspections and maintenance:

Regular inspections are critical to identify any service issues before they escalate. Conduct a thorough inspection of the property’s infrastructure, including plumbing, electrical systems, roofing, and HVAC systems. Schedule scheduled maintenance activities such as drain cleaning, air conditioning maintenance, and checking for signs of water leakage or dampness.

Property insurance:

Protecting your investment is paramount. Adequate property insurance is essential to protect against unforeseen events such as natural disasters or accidents. Review your insurance policy regularly to make sure it covers all necessary aspects, including structural damage, liability and property insurance.

Payment of taxes on real estate and utilities:

As a property owner in Spain, you are responsible for paying property taxes (Impuesto sobre Bienes Inmuebles or IBI) and utilities such as water, electricity and gas. Keep track of due dates and make payments on time to avoid fines or service interruptions.

Utilities fee:

If your property is part of a community or complex, you may be required to pay utility bills. These fees go towards the maintenance and upkeep of common areas such as gardens, pools and common areas. Familiarize yourself with the fee structure and pay your fees on time.

Real estate security:

Keeping your property secure is critical, especially if it’s a second home or rental. Install strong security measures such as alarms, secure locks, and security cameras to deter potential intruders. Check and maintain these security features regularly to make sure they are functioning properly.

Rental Property Management:

If you are considering renting out your property, consider hiring a reputable property management company. They can handle tasks such as tenant selection, rent collection, property maintenance, and compliance with local regulations. This will ease the burden of remote property management and ensure a hassle-free rental experience for both you and your tenants.

Garden and pool maintenance:

If your property has a garden or pool, regular maintenance is essential to keep it in top condition. This may include mowing the lawn, trimming hedges, watering plants, and cleaning the pool. If you cannot handle these tasks personally, hire a professional gardener or pool maintenance service.

Involve local experts:

Building a network of trusted local professionals is invaluable to maintaining a property. Find reliable plumbers, electricians, handymen and contractors who can quickly resolve all your maintenance issues. Seek recommendations from fellow property owners or check local directories to find reliable professionals.


Owning property in Spain brings joy and pride, but it also comes with responsibility. By following these basic responsibilities after purchase and investing in regular maintenance, you can ensure that your Spanish property is in optimal condition and retains its value. Accept these responsibilities, be active and enjoy the benefits of owning property in this beautiful country.

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